Free credit card calculator

Free credit card calculator

This free credit card calculator helps you estimate how much time and interest you can save if you repay more than your minimum repayment.


  • This calculator does not take into account credit card fees.
  • It is assumed that there is no additional spending on the card and no cash advances.
  • This calculator does not take into account any interest free period.
  • The interest rate is the annual rate on your credit card and is compounded monthly.
  • The minimum repayment is calculated based on the card balance and the minimum repayment percent or dollars entered. It varies from month to month.
  • It assumes the higher amount remains constant each month.
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